Crypto Exchanges That Support Card Deposits
Funding an exchange account with a bank card is one of the most convenient ways to quickly buy cryptocurrency. A user can instantly transfer money from a familiar Visa or Mastercard and immediately exchange it for Bitcoin, Ether, or stablecoins. This option is especially relevant for beginners who are just getting acquainted with the crypto market and don’t want to dive into alternative funding methods right away.
There are downsides to this method as well. First, you pay for convenience — card deposit fees can range from 1.5% to 6%, depending on the chosen payment provider. Second, identity verification (KYC) is almost always required, which removes anonymity. Nevertheless, for those who value speed and simplicity, buying crypto with a card remains one of the most popular ways to enter the market.
Top Crypto Exchanges with Card Support
1. Bybit
| Parameter |
Information |
| Launch year |
2018 |
| Buy crypto directly with a card |
Yes (via third-party providers) |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required |
| Demo trading |
Yes |
| Website |
bybit.com |
| Comment |
The exchange started as a derivatives venue and later added spot. Supports passive income products (DeFi mining, cloud mining). |
2. OKX
| Parameter |
Information |
| Launch year |
2013 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required (some features available without it) |
| Demo trading |
Yes |
| Website |
okx.com |
| Comment |
A full-stack infrastructure with its own blockchain and DeFi products. Suitable for both beginners and pros. |
3. Binance
| Parameter |
Information |
| Launch year |
2017 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
Yes |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required |
| Demo trading |
Yes |
| Availability |
Does not work with the Russian Federation |
| Website |
binance.com |
| Comment |
The largest exchange in the world. Beyond trading, it offers a whole ecosystem: blockchain, NFT, token farming, mining pool, and more. |
4. HTX (Huobi)
| Parameter |
Information |
| Launch year |
2013 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No (works via third-party providers) |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Optional |
| Demo trading |
No |
| Website |
htx.com |
| Comment |
The exchange offers card purchases via a choice of providers and a P2P market. Many passive-income tools and a wide selection of trading pairs. |
5. MEXC
| Parameter |
Information |
| Launch year |
2018 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Optional |
| Demo trading |
Yes |
| Website |
mexc.com |
| Comment |
MEXC is known for a large selection of trading pairs and low fees. Supports card purchases via third-party services and P2P. Offers extensive features for traders and investors. |
6. BingX
| Parameter |
Information |
| Launch year |
2018 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
P2P |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Optional |
| Demo trading |
Yes |
| Website |
bingx.com |
| Comment |
BingX combines classic trading with copy trading. Users can copy experienced traders and set automated strategies. Card purchases are supported through partner services and P2P. |
7. KuCoin
| Parameter |
Information |
| Launch year |
2017 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
Yes, P2P + quick buys via payment providers |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required |
| Demo trading |
No |
| Website |
kucoin.com |
| Comment |
KuCoin provides many tools: a trading bot, margin with up to 10x leverage, Earn products. Card funding is handled by providers (Simplex, Banxa, etc.), letting you choose optimal fees and currency. |
8. Bitget
| Parameter |
Information |
| Launch year |
2018 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
Yes, P2P market and third-party providers |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required |
| Demo trading |
Yes |
| Website |
bitget.com |
| Comment |
Bitget is known for a strong focus on futures and automation. Trading bots, copy trading, and prize tournaments are available. Card deposits go through providers, which is convenient for new users. |
9. Gate.io
| Parameter |
Information |
| Launch year |
2013 |
| Buy crypto directly with a card |
Yes (via third-party services) |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
Yes, P2P market, third-party providers (Mercuryo, Simplex, BANXA, etc.) |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Required |
| Demo trading |
Yes |
| Website |
gate.io |
| Comment |
Gate.io is one of the oldest and most reliable crypto exchanges. It features a wide range of coins, high security, and the ability to buy crypto with a card via payment services. Fees for such operations depend on the provider, but usually do not exceed 2%. |
10. CoinEx
| Parameter |
Information |
| Launch year |
2017 |
| Buy crypto directly with a card |
Yes |
| Top up fiat balance by card |
No |
| Alternatives (P2P, etc.) |
No, only direct crypto purchases |
| Available markets |
Spot, margin, futures trading |
| Verification (KYC) |
Optional |
| Demo trading |
No |
| Website |
coinex.com |
| Comment |
CoinEx is a stable exchange focused on simplicity and security. It supports many cryptocurrencies and provides extras like passive-income pools and fast token swaps via AMM. Card purchases are possible directly, but the fiat balance is not topped up. |
Advantages and Disadvantages of Funding by Card
Funding crypto exchanges with bank cards remains one of the most convenient ways for beginners. However, this method has both pros and cons that you should consider beforehand.
Advantages
| Pros |
Details |
| Speed |
Funds are credited almost instantly, without long waits. |
| Simplicity |
Any bank card is enough — no extra accounts or third-party services needed. |
| Availability |
Works in most countries and suits newcomers just starting with crypto. |
| Fiat support |
You can fund your account in familiar currencies (USD, EUR, RUB, etc.) without prior conversion. |
| P2P integration |
On some exchanges you can buy crypto directly from other users with a card. |
Disadvantages
| Cons |
Details |
| Fees |
Usually higher than for crypto transfers: 1.5%–6% of the amount. |
| KYC and loss of anonymity |
Most exchanges require mandatory identity verification. |
| Country restrictions |
Not all cards are accepted; regional blocks may apply. |
| Deposit limits |
Exchanges often set minimum and maximum deposit amounts. |
| Intermediaries |
Transactions go through third-party services (Simplex, Mercuryo, etc.), increasing cost. |
Funding crypto exchanges with a bank card remains one of the most convenient and fastest ways to acquire digital assets. This method is in demand among both beginners and experienced traders, as it lets you get started in just a few minutes. However, be mindful of fees and limits, which depend on the specific exchange and payment provider.
For users focused on maximum simplicity, exchanges that offer direct card purchases — such as Binance, Bybit, OKX, and KuCoin — are a good fit. If you need flexibility and a wider range of currencies, P2P platforms are an optimal choice. In any case, before funding, complete verification and make sure the chosen platform supports operations in your country.
Using cards is convenient but always a bit more expensive due to intermediary fees. That’s why many traders combine this method with P2P or crypto transfers to reduce costs. The main thing is to choose reputable exchanges where account security and transaction transparency come first.
FAQ
Which exchanges allow you to buy cryptocurrency with a card?
Binance, OKX, Bybit, KuCoin, MEXC, Gate.io, EXMO, and many others support direct purchases with cards or through p2p platforms.
What are the fees for replenishing from a card?
Commissions usually range from 1.5% to 6%, depending on the exchange and payment provider (Simplex, Mercuryo, BANXA, etc.).
Can I deposit funds using a MIR card?
Yes, but most often only through a P2P marketplace, such as Binance, Bybit, KuCoin, and some other exchanges.
What restrictions apply when depositing with a card?
There are minimum and maximum deposit limits. Usually, the minimum deposit starts at $10–20, and the maximum may depend on the verification level.
Is verification required for card deposits?
Yes, in most cases, exchanges require mandatory KYC for bank card deposits. Exceptions are rare.
Can I deposit funds to an exchange from a Russian card?
Most often, it is not possible directly. However, there is an option available through p2p platforms (for example, Binance, Bybit, EXMO, KuCoin), where users buy cryptocurrency from other traders using their cards.
What should I do if my card payment fails?
In this case, you can: • try another payment method (p2p, e-wallets, third-party services); • check whether your bank supports transactions with cryptocurrency exchanges; • make sure you have selected the right provider (Simplex, BANXA, etc.).
